How Much Social Security Will You Get?

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The US government pays out Social Security benefits via payroll income tax. It’s lack of ability to manage money efficiently has left the Social Security trust fund in a downward spiral. With the baby boomer generation aging in, much more … Continued

Economic Relief Money for You

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The 2020 CARES Act provides rebates to most U.S. taxpayers, putting cash in the hands of individuals and families to help ease the economic impact of COVID-19. Eligibility: Individuals who meet the following criteria are eligible for a full $1,200 … Continued

Marginal Tax vs Effective Tax

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How much do I really pay? A common misconception regarding taxes is the total amount owed based on the highest marginal tax bracket. For example, some people believe that if their income reaches the 37% marginal tax bracket, they will … Continued

What is Congress Securing?

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  As we near the end of the year, Congress must pass a budget to prevent a government shutdown. Just like other bills that Congress pass, this one includes changes to existing laws. This bill includes a piece of legislation that … Continued

A True 15 vs 30 Year Mortgage Analysis

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Save on Interest or Save More Money Typically, we’re shown how much money we’ll save in interest on a 15 vs 30-year mortgage option. Unfortunately, most people aren’t taught how much money they will lose by paying off a mortgage … Continued