Ringo Financial is Managed by Johnny Scharnweber, a Chartered Benefits Consultant, Million Dollar Round Table producer and one of America’s top Health Care Reform and Self Funding experts. He has been a licensed professional since 1999, served two years as President of the Inland Empire Association of Health Underwriters [2013-2015], is President Elect for the National Association of Insurance and Financial Advisors – IE and serves as a board member for Steven’s Hope for Children, Training Wheels Motorcycle Club and Plonkers Trials Club.

Johnny lobbies both State and National Congress and Senate Representatives throughout the year to make changes to laws that effect the industry. This keeps the Ringo Financial team at the forefront of changes and compliance issues to ensure clients are protected.

The Affordable Care Act aka [PPACA, ACA, Health Care Reform, Obamacare] brought the biggest change to our legislation since President Roosevelt signed Social Security into law in 1935. Complying with the ACA has proven to be a challenge due to the changes our legislature continue to make. As soon as the law was passed and our legislator began deciphering it, numerous provisions were discovered that simply wouldn’t work and the changes began. Many of these provisions generated Billions of dollars in funding that, when removed, left our government scrambling for other ways to fund the ACA. As a result, the IRS and Department of Labor [DOL] hired thousands of agents to commence auditing businesses for compliance.

Ringo Financial agents are focused on providing investment and protection strategies with the highest levels of customer satisfaction who will exceed your expectations. With a variety of offerings to choose from, we’re sure you’ll be happy working with us. Look around our website and if you have any comments or questions, please feel free to contact us. We hope to see you again!